3rd Party Insurance

3rd party insurance
I'm third-party insurance and my car has been entered manually place I have to pay? (United Kingdom)?

So an idiot 5 cars hit drunk last weekend, one of which is mine, so I got a replacement that is a new model just launched, while my own car is a write off, in the mean time, while my replacement car is parked outside my house some b @ STARD probably children with my car key replacement This morning, my insurance is not entirely a draft is only 3rd party? I will collect the bill from my car?

If your insurance will not cover damage vandals, then you must pay

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